:root {
  color-scheme: light;
  --ink: #132f35;
  --muted: #53676b;
  --teal: #08685c;
  --mint: #c9f3dc;
  --line: #dce5e0;
  --paper: #fafcf8;
  --navy: #102e34;
  font-family: Inter, "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: var(--paper);
  font-synthesis: none;
}
* { box-sizing: border-box; }
body { margin: 0; }
a { color: var(--teal); text-underline-offset: 4px; }
a:hover { text-decoration-thickness: 2px; }
a:focus-visible, summary:focus-visible { outline: 3px solid #147ecc; outline-offset: 5px; }
img { max-width: 100%; }
.shell { width: min(1180px, calc(100% - 64px)); margin-inline: auto; }
.skip-link { position: absolute; left: 20px; top: -100px; z-index: 10; padding: 14px; background: white; }
.skip-link:focus { top: 12px; }
.site-header { border-bottom: 1px solid var(--line); background: var(--paper); }
.navigation { min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 9px; text-decoration: none; font-size: 23px; font-weight: 800; letter-spacing: -.8px; color: var(--ink); }
.brand-us { color: var(--teal); }
.nav-links { display: flex; align-items: center; gap: 30px; font-size: 14px; font-weight: 650; }
.nav-links a { text-decoration: none; color: var(--ink); }
.nav-app { border: 1px solid #bbcfc7; border-radius: 9px; padding: 12px 17px; }
.nav-app:hover { background: var(--mint); }
.hero { display: grid; grid-template-columns: 1.05fr 1fr; gap: 60px; align-items: center; padding-block: 76px 58px; }
.eyebrow { font-size: 12px; font-weight: 750; letter-spacing: 1.4px; text-transform: uppercase; line-height: 1.6; color: var(--teal); margin: 0 0 20px; }
.status-dot { display: inline-block; width: 7px; height: 7px; background: #17936d; border-radius: 50%; margin-right: 7px; vertical-align: 1px; }
h1, h2, h3, p { margin-top: 0; }
h1 { font-size: clamp(42px, 4.7vw, 64px); letter-spacing: -2.6px; line-height: 1.07; margin-bottom: 24px; font-weight: 780; }
h1 em, h2 em { font-style: normal; color: var(--teal); }
.lede { font-size: 17px; line-height: 1.7; color: var(--muted); max-width: 500px; margin-bottom: 29px; }
.actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 16px; min-height: 48px; padding: 14px 20px; border-radius: 9px; font-size: 14px; font-weight: 750; text-decoration: none; line-height: 1.35; transition: background .15s, box-shadow .15s; }
.primary { background: var(--teal); color: white; border: 1px solid var(--teal); box-shadow: 0 4px 12px #08685c12; }
.primary:hover { background: #074f46; }
.secondary { background: white; color: var(--ink); border: 1px solid #c9d8d0; }
.secondary:hover { background: #edf6ef; }
.microcopy { font-size: 12px; color: var(--muted); margin: 15px 0 0; line-height: 1.6; }
.comparison-preview { margin: 0; border: 1px solid #d7e3dc; border-radius: 20px; background: white; padding: 26px; box-shadow: 0 20px 70px #1738310b; transform: rotate(1deg); }
.comparison-preview figcaption { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.comparison-preview .eyebrow { font-size: 10px; margin: 0; letter-spacing: 1.1px; }
.sample-tag { font-size: 10px; color: #62726d; background: #f0f4f1; padding: 5px 8px; border-radius: 5px; }
.preview-heading { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin: 22px 0; }
.preview-heading h2 { font-size: 22px; letter-spacing: -.5px; line-height: 1.35; margin: 0; }
.mini-mark { font-size: 27px; background: var(--mint); color: var(--teal); width: 42px; height: 42px; text-align: center; line-height: 42px; border-radius: 50%; flex-shrink: 0; }
.option-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.option { border: 1px solid var(--line); border-radius: 11px; padding: 16px 14px; background: #fafbfa; min-width: 0; }
.option-winner { background: #f0faf4; border-color: #a7cfb6; }
.option-label { display: block; font-size: 11px; font-weight: 650; color: #5e7068; }
.headline-yield { display: block; margin: 12px 0; font-size: 32px; letter-spacing: -1px; }
.headline-yield small { font-size: 12px; letter-spacing: 0; font-weight: 500; color: #61746a; }
.bar-track { height: 98px; display: flex; align-items: flex-end; margin: 14px 0 19px; }
.income-bar { display: flex; flex-direction: column; justify-content: space-between; width: 100%; border-radius: 6px; overflow: hidden; background: #c7edda; color: #164c3b; font-size: 11px; font-weight: 650; text-align: center; }
.income-bar > span { padding: 9px 4px; }
.taxable { height: 100%; }
.tax-slice { background: #fae3dc; color: #9d4235; }
.exempt { height: 80%; background: #caecd6; }
.keep-label { display: block; color: #526c61; font-size: 11px; }
.keep-value { display: block; font-size: 30px; letter-spacing: -.8px; margin: 3px 0; color: #143a2d; }
.net-yield { font-size: 11px; color: #526c61; }
.comparison-verdict { background: #e4f4eb; display: flex; justify-content: space-between; gap: 12px; align-items: center; border-radius: 8px; margin: 16px 0 12px; padding: 15px; color: #15533e; font-size: 12px; line-height: 1.6; }
.comparison-verdict > strong { font-size: 29px; line-height: 1.1; text-align: right; }
.comparison-verdict small { display: block; font-size: 9px; font-weight: 500; margin-top: 6px; }
.example-note { font-size: 10px; color: #65766e; line-height: 1.6; margin: 0; }
.benefit-strip { display: flex; justify-content: space-between; gap: 24px; border-block: 1px solid var(--line); padding-block: 22px; font-size: 12px; line-height: 1.6; color: var(--muted); }
.benefit-strip strong { color: var(--ink); }
.section { padding-block: 78px; }
.section-heading { max-width: 700px; margin-bottom: 32px; }
.section-heading .eyebrow { margin-bottom: 12px; }
h2 { font-size: clamp(27px, 3.2vw, 39px); letter-spacing: -1.3px; line-height: 1.2; margin-bottom: 18px; }
h3 { font-size: 18px; letter-spacing: -.4px; line-height: 1.35; margin-bottom: 10px; }
p { line-height: 1.75; }
.section-heading > p:last-child { color: var(--muted); font-size: 16px; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; margin-bottom: 26px; }
.step-number { display: block; color: #74968a; font-size: 12px; font-weight: 700; letter-spacing: 2px; margin-bottom: 17px; }
.step { border-top: 1px solid var(--line); padding-top: 23px; }
.step p { font-size: 14px; color: var(--muted); margin: 0; }
.text-link { font-size: 14px; font-weight: 700; text-decoration: none; line-height: 1.7; }
.text-link:hover { text-decoration: underline; }
.portfolio-section { background: var(--navy); color: #f7fcf8; padding-block: 72px; }
.portfolio-grid { display: grid; grid-template-columns: 1fr 1.05fr; gap: 60px; align-items: center; }
.portfolio-section .eyebrow { color: #a8debc; }
.portfolio-section h2 { font-size: 36px; }
.portfolio-section em { color: #c4edcf; }
.portfolio-section p { color: #c2d3ce; font-size: 15px; }
.portfolio-section .primary { background: var(--mint); border-color: var(--mint); color: #174a37; }
.portfolio-section .primary:hover { background: #ace7c7; }
.portfolio-section .microcopy { font-size: 12px; }
.light-link { color: #d3e8dc; font-size: 12px; }
.feature-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }
.feature-grid article { border: 1px solid #385156; border-radius: 12px; padding: 20px; background: #ffffff03; }
.feature-grid h3 { font-size: 16px; margin-top: 13px; }
.feature-grid p { font-size: 12px; color: #baccc7; margin: 0; line-height: 1.7; }
.feature-icon { font-size: 25px; color: #c0edce; }
.tool-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.tool-card { background: white; border: 1px solid var(--line); padding: 32px; border-radius: 15px; display: flex; flex-direction: column; align-items: flex-start; }
.full-tool { background: #f1f8f2; border-color: #bcd7c3; }
.pill { font-size: 11px; font-weight: 700; border: 1px solid #d1e2d6; border-radius: 20px; padding: 5px 10px; background: #f6faf5; color: #3c6052; margin-bottom: 20px; }
.tool-card h3 { font-size: 25px; }
.tool-question { font-size: 15px; color: var(--muted); line-height: 1.65; max-width: 360px; }
.check-list { list-style: none; padding: 0; margin: 8px 0 26px; font-size: 14px; color: #3d5850; flex: 1; }
.check-list li { position: relative; padding-left: 24px; margin: 13px 0; line-height: 1.5; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--teal); font-weight: 700; }
.fine-print { font-size: 11px; color: var(--muted); margin: 15px 0 0; line-height: 1.6; }
.alternative-tool { font-size: 13px; color: var(--muted); margin: 22px 0 0; }
.clarity-section { display: grid; grid-template-columns: 1fr 1.2fr; gap: 60px; padding: 38px; border: 1px solid var(--line); border-radius: 14px; background: #f0f4ed; }
.clarity-section h2 { font-size: 28px; letter-spacing: -.8px; }
.clarity-section .eyebrow { font-size: 10px; }
.clarity-section p { font-size: 13px; color: #4f6458; }
.ai-section { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; border-bottom: 1px solid var(--line); }
.ai-section h2 { font-size: 32px; }
.ai-section p { font-size: 14px; color: var(--muted); }
blockquote { margin: 0; padding: 28px; border-left: 3px solid #81bd9c; background: #f0f6f0; border-radius: 0 12px 12px 0; font-size: 20px; line-height: 1.65; letter-spacing: -.3px; }
.prompt-label { display: block; font-size: 10px; letter-spacing: 1px; font-weight: 750; text-transform: uppercase; color: var(--teal); margin-bottom: 15px; }
blockquote footer { font-size: 11px; letter-spacing: 0; color: var(--muted); margin-top: 18px; }
.faq-section { display: grid; grid-template-columns: .8fr 1.2fr; gap: 60px; }
.faq-list details { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq-list details:first-child { padding-top: 0; }
.faq-list summary { font-size: 15px; font-weight: 650; cursor: pointer; line-height: 1.6; padding-right: 12px; }
.faq-list p { font-size: 13px; color: var(--muted); margin: 13px 0 0; }
.final-cta { text-align: center; background: #eaf3eb; border: 1px solid #d8e6d9; border-radius: 18px; padding: 46px 20px; margin-bottom: 60px; }
.final-cta .actions { justify-content: center; }
.final-cta .eyebrow { font-size: 11px; }
.final-cta h2 { margin-bottom: 25px; }
.site-footer { border-top: 1px solid var(--line); padding-block: 30px; }
.footer-main { display: flex; justify-content: space-between; align-items: center; gap: 24px; }
.site-footer nav { display: flex; gap: 23px; flex-wrap: wrap; font-size: 12px; }
.site-footer > p { font-size: 11px; color: var(--muted); max-width: 860px; margin-top: 22px; }
.article-shell { max-width: 800px; padding-block: 58px; }
.article-shell h1 { font-size: 44px; }
.article-shell h2 { font-size: 26px; margin-top: 40px; }
.article-shell h3 { font-size: 18px; margin-top: 25px; }
.article-shell p, .article-shell li { font-size: 16px; color: var(--muted); line-height: 1.85; }
.article-shell li { margin: 12px 0; }
.article-shell .scope-banner { background: #edf5ee; border: 1px solid var(--line); padding: 20px; border-radius: 12px; }
.article-shell .eyebrow { font-size: 12px; color: var(--teal); }
@media (max-width: 1020px) {
  .hero { gap: 28px; padding-block: 48px; }
  .comparison-preview { padding: 20px; }
  .hero h1 { font-size: 49px; }
  .hero .button { padding: 13px 15px; font-size: 13px; }
  .portfolio-grid, .clarity-section, .ai-section, .faq-section { gap: 30px; }
  .portfolio-section h2 { font-size: 30px; }
  .feature-grid { gap: 14px; }
  .nav-links { gap: 18px; }
  .benefit-strip { font-size: 11px; }
}
@media (max-width: 760px) {
  .shell { width: calc(100% - 36px); }
  .navigation { min-height: 72px; gap: 12px; }
  .brand { font-size: 21px; }
  .brand img { width: 32px; height: 32px; }
  .nav-links > a:not(.nav-app) { display: none; }
  .nav-links { gap: 0; font-size: 12px; }
  .nav-app { padding: 10px 12px; }
  .hero { grid-template-columns: 1fr; gap: 32px; padding-block: 38px; }
  .hero h1 { font-size: clamp(41px, 9.5vw, 61px); letter-spacing: -1.9px; }
  .hero .lede { max-width: 550px; font-size: 16px; }
  .comparison-preview { transform: none; padding: 22px; max-width: 540px; width: 100%; margin-inline: auto; }
  .benefit-strip { flex-direction: column; gap: 9px; padding-block: 20px; font-size: 12px; }
  .section { padding-block: 48px; }
  .steps-grid { grid-template-columns: 1fr; gap: 22px; }
  .step { padding-top: 17px; }
  .step-number { float: left; margin: 3px 18px 45px 0; }
  .step p { margin-left: 38px; }
  .portfolio-grid { grid-template-columns: 1fr; gap: 34px; }
  .portfolio-section { padding-block: 45px; }
  .portfolio-section h2 { font-size: 32px; }
  .feature-grid { gap: 12px; }
  .feature-grid article { padding: 16px; }
  .tool-grid { grid-template-columns: 1fr; gap: 16px; }
  .tool-card { padding: 26px; }
  .clarity-section, .ai-section, .faq-section { grid-template-columns: 1fr; gap: 18px; }
  .clarity-section { padding: 24px; }
  .clarity-section h2 { margin-bottom: 0; }
  .ai-section h2 { font-size: 29px; }
  .ai-section blockquote { font-size: 18px; padding: 22px; }
  .faq-section .section-heading { margin-bottom: 10px; }
  .final-cta { padding: 35px 18px; margin-bottom: 35px; }
  .final-cta h2 { font-size: 28px; }
  .footer-main { align-items: flex-start; flex-direction: column; }
  .site-footer nav { gap: 16px; }
  .article-shell h1 { font-size: 36px; }
  .article-shell { padding-block: 35px; }
  .article-shell p, .article-shell li { font-size: 15px; }
}
@media (max-width: 380px) {
  .hero .actions .button { width: 100%; }
  .eyebrow { font-size: 10px; }
  .comparison-preview { padding: 16px; }
  .preview-heading h2 { font-size: 20px; }
  .option { padding: 12px 10px; }
  .option-label { font-size: 10px; }
  .feature-grid { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}
